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RICalc software for true finance RICalc software for Discounted Cash Flow RICalc software for Graphing and Maths
Powerful Financial calculator Financial
Advanced Discount Cash Flow calculator Investment
Real and Forecast Inflation calculator Inflation
Unique Maths Graphic Solver calculator Graphing
Handy Descriptive Statistics calculator Statistics
Expression, Scientific, Standard, Tape, Date calculators Scientific / Other
 
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RICalc brochure Brochure
          (328 KB)

 

All Financial calculators
in one
Mortgage
Mortgage Offset
All-in-One equity
Canadian Amortization
Line of Credit
Loan
Lease
Commercial Leasing
Hire Purchase
Savings
Funds
Retirement
Superannuation
Perpetuity
Equivalent interest rate
Comparison rate
APR
AAPR
APY
APYY
Bank statement reconciliation
Advanced
Financial Functions
NPV, FV, IRR / MIRR
RICalc software saves you money and time

Financial calculator


Financial calculator for true lending and savings.

True financial software for borrowing and cash investment with amortisation schedule and capitalisation schedule.

True debit & credit calculations of Mortgage loans, short term personal or business Loans, Leases and Hire Purchases.

True calculations of interest-bearing Deposits, future value projections of Funds, Annuities, retirement Superannuation and Perpetuities.

 

Buy online and enjoy instant delivery
All calculators in one
Foreign Exchange indicative price


Financial
, Investment, Inflation, Statistics, Graphing, Scientific



Financial calculator

 

RICalc brochure Fin Brochure (179 KB)

Not too familiar with Business Finance?
Learn with tutorials.

Take control of Finances with facts.

How can you use the Financial calculator?

Reduce debt and save money on your Mortgage, Loans and Leases.

Still using quoted interest rates? You need True Rates to properly compare financial products. Find out the true ongoing interest costs on mortgages, loans and leases, and the real yield on savings and investments.

Reduce the term of your mortgage, consolidate debt, consider extra loan payments, check the effect of withdraws for renovations...

Compare What-If saving scenarios, loan refinance...

Verify your bank statements calculations. Reconcile bank statement interest calculations, check for interest errors and recoup overcharged amounts.

Invest wiser in Cash, Funds and Retirement funds.

Quantify taxes and inflation on your future investment.

Estimate your superannuation retirement and how long the income will last in today's equivalent money. Compare funds with different returns and costs.

   
   
Your personal calculator Your professional calculator

 

Main features

Financial software with amortization schedule, capitilization schedule and proper debit & credit statements.

Mix interest types, interest rates, payments, up-front, ongoing and exit costs and taxes.
Manual transaction overwrite, regular or irregular transactions in periods, in period date or exact actual calendar date.

Flexible allocation of fees & taxes with custom descriptions plus your own custom formulae.

Calculate from simple interest to flat, from compound interest to annuity and in single or multiple streams.

Comparison rate automatically computed for all financial cases. See why True rate is important.
In Lending CR, AAPR, APR
In Savings APY, AAPY

View, print, e-mail, export or chart both the statement and amortisation or capitalisation schedule reports.

Perform financial What if analysis and compare the base case to similar scenario(s) or compare to other accounts(s), for example: current mortgage loan versus re-finance, biweekly mortgage payments versus monthly, choice between loan products.

Verify bank statement interest calculations and check for errors, mistakes and recoup bank overcharges.

 

Click for Mortgage calculator screen shot   Click for Mortgage calculator screen shot

Mortgages

Standard mortgages, variable and fixed home mortgages, honeymoon, ARMs, All-in-One, Equity mortgage loans, Offset savings mortgage loan, Line of Credit, Reverse mortgages and other irregular mortgage loans. Set extra deposits or lump sums, withdraws or fees, to occur once only or to re-occur at regular interval. Report: Summary , Graph: Mortgage
     
Click for Loan calculator screen shot   Click for Loan calculator screen shot

Loans

Short to long term loans with up-front interest, deferred interest, balloon payments, deferred payments by periods or calendar. Choose from 10 different types of interest, from simple to compound and from flat to annuity. Report: Statement , Graph: Loan , Ongoing fees
     
Click for Lease calculator screen shot   Click for Lease calculator screen shot

Leases
Hire Purchases

Actuarial or Rule of 78 or Lease Factors.
Choose treatment of last payment, balloon and residual amount. Amortization Schedule , Debit & Credit Statement
     
Click for Savings calculator screen shot   Click for Savings calculator screen shot

Savings
Cash Investment

Term deposits and Savings accounts with tax on deposits, withdraws and earnings.
Compare real yields after tax and inflation.
     
Click for Fund / Retirement calculator screen shot   Click for Fund / Retirement calculator screen shot

Funds
Retirement

Estimate investment fund values after annual costs, taxes and inflation.
Estimate retirement and superannuation income in today's equivalent money after taxes fees and inflation.
     
 

Perpetuities

Income forever.

Account profile with Borrower(s), Guarantor(s), Properties and client profile account management, plus define your own account custom fields. Account profile

Compare finance scenarios, Mortgages, Loans, Hire-purchases, Leases, Term Deposits, Annuities, retirement funds ... Account comparison

 

Technical features

 

Your personal calculator Your professional calculator


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More Click below for more screen shots shots
Amortisation Schedule Ongoing fees Other transactions Account profile Report: Summary Graph: Mortgage
Debit & Credit Statement   Multi-term Account comparison Report: Statement Graph: Loan

RICalc software for Finance, Discounted Cash Flow, Inflation, Graphing and Maths
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