Real Investment Software

Welcome to DBCOM home of Real Investment Software. Software for true finance, investment analysis and every day calculations.

RICalc is the all-in-one calculator for Finance, Discounted Cash Flow, Inflation, Scientific, Statistics and Graphic analysis.

Software for commercial and professional finance, for home finance, maths and general calculus.

Click to view calculators Powerful Financial calculator Advanced Discounted Cash Flow Real and Forecast Inflation Unique Maths Graphic Solver Essential Expression Evaluator Handy Descriptive Statistics Scientific, Standard, Tape, Dates ... Hundreds of useful Functions The only Multi-precision calculator Tutorials, terminology & topic revision

True costs on borrowing and savings. Investment and retirement estimates. Profitability and discounted cash flow analysis. Historical and forecast inflation. Equation calculus and graphing analysis.

For Home users	For Business and Professionals
Are you applying for a mortgage, a personal loan or a new lease? Use a true rate Financial calculator to compare loans and leases and save money. Take control of finances and make informed decisions based on facts.	Professional Finance software, Discounted Cash Flow and Inflation analysis Mortgages, Loans, Leases, Savings, Fund & Retirement projections, historical CPI inflation and ROI analysis. Line of Credit, Equity All-in-One, Offset and Reverse mortgages
Are you paying off your mortgage? Reduce debt with scenario comparison, extra payments, withdraws, compare re-finance, all-in-one & offset accounts. Check your bank statement accuracy for errors and bank overcharges.	Proper Debit & Credit statements    Amortization / Capitalization schedule    Regular or irregular transactions    Exact date or period calculations    Export data and formulae    Graph comparison and trace values.
Do you have a Savings or Investment Fund? Invest wiser with after tax and after inflation true yields.	True rates and Comparison rate    CR, APR, AAPR, APY, AAPY    Single or in Streams, Net or Real    Several types of Interest calculations.
Do you have a retirement plan? Compare funds and annuities and plan for the future with superannuation retirement wizard.	Manual transaction building    Payment skip, dishonored and installment adjustment    Flexible allocation of costs & fees    Smooth installments.
Interest in mathematics? Check out the Expression Evaluator, algebraic equations, derivatives, integrals plus Graphing calculator. Hundreds of functions from Trigonometry, Geometry, Statistics, Financial and multi-precision to millions of digits.	Discounted Cash Flow Analysis    Net Present Value, Future Value    ROI - IRR, XIRR, MIRR, XMIRR    Payback & Equivalent Net Worth    Present Worth Cost & Revenue    CAPM - Capital Asset Price Model    Approve or reject recommendation.
Not familiar with Business & Finance terminology and maths? No worries, learn with tutorials.	Interest Rate conversion    Equivalent rate, Nominal, Effective    After tax & after Inflation.

All-in-one true real calculator.

Who is RICalc for?

How can RICalc
help you?

All calculators in one
Foreign Exchange indicative price

New RICalc 1.2.7 Standard May 2008 improved release. New RICalc 1.2.7 Home May 2008 improved release. See version history See Product overview for Standard v Home edition comparison. What's contributing to Australia Inflation? (See graph) All calculators in one Financial Mortgage Loans, Leases, Savings & Retirement Discounted Cash Flow ROI, ROR, NPV, FV, Payback & Break Even Inflation Historical CPI & Forecast Graphing Solve equations, Integrals, Derivatives & Graph Plot Statistics Scientific Expression Evaluator Date / Tape Hundreds of Functions Arbitrary precision to millions Arbitrary precision to millions of digits of accuracy