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Why is the Financial calculator so different?
Simple to use |
Start with a simple case and built it up to advanced features when you need to.
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Real |
View, print or email statements with Debits & Credits and proper descriptions.
Define actual costs & fees & taxes at start, during or at the end of the
term, related to Lender or Government.
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Flexible |
Calculate in periods such as days, weeks, fortnights, months, ... or
Calculate in exact actual date calendar days, ... or mix both.
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Accurate |
True rates are automatically calculated for all cases, for borrowing or for savings.
Comparison Rate, APR, AAPR, APY, AAPY
True Rate.
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Powerful |
Calculate from different perspectives.
When you don't have all the values, RICalc will find the others.
On the spot calculations on input fields, just type your formula and
press for the answer.
Scenario comparisons, current repayment versus lower interest rate, mortgage re-finance ...
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Advanced |
Simulate All-in-One Mortgage equity loan, Mortgage Offset and Line of Credit loans with flexible
re-occurring transactions. Calculate Reverse Mortgages ...
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Extensive |
Several ways to calculate Interest.
Simple interest, Flat / Add-on interest, Compound interest, Constant Amortisation,
Bank Discount, US Rule method & Actuarial, Principal and Interest,
Canadian mortgage, leases with money or lease factors ...
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Informative |
View statement formulae and inspect how interest is calculated per transaction.
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Visual |
Compare scenarios. Graph compare & trace values on Mortgages, Loans, Leases,
Term Deposits, Funds, Perpetuities and Retirement Funds.
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Educational |
Learn and revise your knowledge of Business & Finance maths with tutorials.
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RICalc not just software, also an
Educational, Savings & Investment tool.
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All-in-one true real calculator.
Not several, Just One.
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Savings |
Mortgage
Mortgage offset
Loan
Lease
Hire purchase
Comparison rate
AAPR
APR
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Savings
Term Deposit
Annuity
Funds
Retirement
Perpetuity
AAPY
APY
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